Compare Online Banks
Find the best digital bank for your needs with our side-by-side comparison
| Bank | APY | Monthly Fee | ATM Network | Min. Balance | Best For | |
|---|---|---|---|---|---|---|
SoFiBest APY | 4.5% | $0 | 55,000+ | $0 | High yield savings | |
Ally BankBest Overall | 4.0% | $0 | 43,000+ | $0 | Full-service banking | |
ChimeMost ATMs | 2.0% | $0 | 60,000+ | $0 | No-fee checking | |
Marcus by Goldman Sachs | 4.25% | $0 | None | $0 | Pure savings | |
Discover Bank | 4.0% | $0 | 60,000+ | $0 | Cashback rewards | |
Capital One 360 | 3.8% | $0 | 70,000+ | $0 | Branch access |
SoFi
Best APY4.5%APY
- Monthly Fee: $0
- ATMs: 55,000+
- Min. Balance: $0
- Best For: High yield savings
Ally Bank
Best Overall4.0%APY
- Monthly Fee: $0
- ATMs: 43,000+
- Min. Balance: $0
- Best For: Full-service banking
Chime
Most ATMs2.0%APY
- Monthly Fee: $0
- ATMs: 60,000+
- Min. Balance: $0
- Best For: No-fee checking
Marcus by Goldman Sachs
4.25%APY
- Monthly Fee: $0
- ATMs: None
- Min. Balance: $0
- Best For: Pure savings
Discover Bank
4.0%APY
- Monthly Fee: $0
- ATMs: 60,000+
- Min. Balance: $0
- Best For: Cashback rewards
Capital One 360
3.8%APY
- Monthly Fee: $0
- ATMs: 70,000+
- Min. Balance: $0
- Best For: Branch access
FDIC Insured
All banks on this page are FDIC insured, protecting deposits up to $250,000.
Independent Reviews
Our comparisons are based on thorough research, not paid placements.
Updated Regularly
We verify rates and features monthly to ensure accuracy.